The preliminary costing estimates given for my planning was slightly more than SGD 20k (!). The locking plates and screws (seen in the x-ray above) were to be made of titanium and I would have a synthetic bone implanted onto the fracture site to help healing. Based on checks with various sources, this was twice the amount you pay at a public hospital (the equipment would also be different), although I have been advised against going to a public hospital if possible. I frantically checks with my company and personal insurance. Not all the expenses relating to the surgery would be covered by my insurance. At the back of my head, it felt like a big blow to my wallet and financial planning.
Fast forward one month after my encounter with private specialist, I was admitted during lunch time to Parkway East Hospital for the operation. Everything was getting too real. The specialist ran through the operation and the possible complications – infection of the operation site, non-union and numbness surrounding the operation site. I proceeded for financial counselling and then I was shown my bed and my parameters were tested. I was asked about my medical history and if I knew what operation I was going for and what time it was. I was told to change into a gown and before I knew it, I was in the waiting room. I was again asked the same set of questions but this time by a different team of nurses. Upon confirmation, I was pushed in the operating theatre.