Begin with the end in mind. If you tire along the way, pamper yourself. Always understand why you are investing, saving or financial planning. I also cannot tell you how important it is to find the job you love and have passion in. If you have to drag yourself to work, it is time to talk to your friends or maybe go for a break. Don't get burnt out but don't give up too easily. And more importantly, Don't Stop Believin' in your dreams.